Farris Benefit Group — Your Trusted Partner for Health Insurance
Clear guidance and personalized support for individuals, families, and businesses exploring their health coverage options. Book A Free ConsultationYour Trusted Partner for Health Insurance — Serving Clients Across Texas and Neighboring States
At Farris Benefit Group, we help individuals and families find health insurance solutions that truly fit their needs. While we are proudly based in Houston, our services extend far beyond one city. Through virtual consultations, we assist clients across Texas and nearby states with clear guidance, honest recommendations, and personalized plan comparisons. Whether you’re exploring ACA Marketplace options, private health insurance, or PPO plans, we ensure you understand your choices and feel confident in your coverage. Connect with us today to review your health insurance options.
ACA Marketplace Plans
ACA Marketplace plans—commonly referred to as “Obamacare”—offer essential health benefits and may provide subsidies depending on your household income. We help you understand how these plans work and determine whether they align with your health needs, budget, and long-term goals.
We guide you through:
- Eligibility for subsidies and cost-sharing reductions
- Differences between ACA plan levels
- Provider networks and benefit structures
- How Marketplace plans compare to private insurance options
If Marketplace coverage is the right fit, we help you navigate the enrollment process with clarity and confidence.
Private Health Insurance Plans
For many individuals and families—such as self-employed professionals or those seeking more flexible coverage options—private health insurance can offer stronger value and broader access to providers compared to standard Marketplace plans.
Private plans may include enhanced benefits such as:
- Broader provider networks, including nationwide PPO options
- Low-deductible or no-deductible plan structures
- First-dollar coverage, where benefits begin immediately without upfront costs
- Indemnity-style plans, offering flexibility to see any provider and receive partial reimbursement
- More customizable benefit options not available through ACA Marketplace plans
These features make private health insurance especially appealing for individuals who want more control over their healthcare choices, greater provider flexibility, and a plan structure tailored to their specific needs. Whether you need predictable costs, nationwide access, or specialized coverage options, we help you evaluate private plans that match your health goals and lifestyle.
PPO Health Plans for Greater Flexibility
PPO (Preferred Provider Organization) plans offer flexible access to healthcare providers, allowing you to see both in-network and out-of-network doctors without needing referrals. These plans typically feature larger networks and fewer restrictions, giving you more choice in how and where you receive care.
Key advantages of PPO plans include:
- Larger provider networks with more healthcare choices
- No referral requirements to see specialists
- Coverage for out-of-network providers at adjusted rates
- Greater flexibility for individuals who travel or prefer specific providers
While PPO plans may have higher premiums than HMOs, many people value the added freedom and nationwide access. We help you compare costs, network size, and benefit structures to find a PPO plan that fits your needs.
Why Choose Farris Benefit Group?
Choosing health insurance can feel overwhelming, but you don’t have to navigate it alone. Farris Benefit Group provides clear, direct, and personalized guidance to help you understand your options without jargon or confusion.
Clients trust Farris Benefit Group because we offer:
- Straightforward explanations of your available coverage options
- Honest comparisons between Marketplace and private plans
- Recommendations aligned with your health needs, budget, and long-term goals
- Virtual consultations for clients across Texas and neighboring states
- Ongoing support for renewals, updates, and life transitions
Our commitment is simple: to help you secure health insurance coverage that truly supports you and your family.
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Testimonials From Clients
“Best Customer Service”
"Such a great experience! I have personally never used a broker before and I just wonder why I never thought about doing it before. I’ve stressed over the years with questions about insurance that I never could get answers to. I called Matthew and within a few MINUTES I had health insurance. When I had to cut the conversation short because I was about to start my shift, he let me text him!! That is literally THE BEST CUSTOMER SERVICE I’ve received. Last week I notified him that I started a new job and needed to update my application. There was NO WAIT TIME. NO HOLD TIME. He literally replied to my text within 3 MINUTES. And in less than 10 minutes my application was updated. I have asked him questions and he explains the answer in such a simple way and for that I’m so grateful. Thanks to the Farris Benefit Group, applying for health insurance isn’t so scary anymore. Thanks for all you do!"
—Ariadna Lopez
“Very Knowlegeable”
"Matthew is very knowledgeable about his trade. His desire to help people make well-informed decisions regarding this hard-to-navigate area of insurance really shines through in the way he provides clear explanations of your questions. He strives to make sure that you are getting the most appropriate coverage that works for your personal circumstances, and not merely attempting to sell you something for the sake of making a buck. I appreciate his responsiveness in taking the time out of his off-the-clock weekend hours to field one of my inquiries. Be assured that with Matthew, you are getting the best service possible. "
—Calvin Smith
“Timely and Professional”
"Matthew Farris provided timely and professional service for our family's insurance needs. Matthew explained in detail which policy would be affordable and provide suitable coverage. I greatly appreciate the guidance during the insurance process and would strongly encourage any person to consider Farris Benefit Group for assistance!"
—Elvira Stevenson